YOUR LOCAL STORM DAMAGE RESTORATION SPECIALISTS IN NORTHERN COLORADO

Storm Damage Repair FAQs for Northern Colorado Homeowners

When Northern Colorado weather turns severe, fast and reliable storm damage repair protects your home before a small leak becomes a major problem. Below are answers to the questions Greeley and Weld County homeowners ask us most after a hailstorm or windstorm.

How common are damaging hailstorms along Colorado's Front Range?

Very common. Greeley and the rest of the northern Front Range sit inside what the insurance industry calls "Hail Alley," the region with the highest frequency of large hail in North America. According to the Rocky Mountain Insurance Information Association, Colorado's Front Range averages three to four catastrophic hailstorms every year, and the local hail season typically runs from mid-April through mid-September, with the most severe days concentrated in June. Because Weld County roofs absorb that punishment season after season, we recommend an inspection after any significant storm, even when the damage is not obvious from the ground. For nearby communities, our storm damage roof repair in Loveland follows the same inspection-first approach.

How soon after a Northern Colorado storm should I file a roof insurance claim?

Sooner is better. Most homeowners policies expect you to report storm damage promptly, and many set a filing window measured from the date of loss, so waiting can put your claim at risk. After a hail or wind event, we document the damage with dated photos and a written inspection report, which gives your insurer a clear record tied to the specific storm. The best first move is to schedule a free inspection so you know whether the damage justifies a claim before you file anything.

Can Martinez Roofing pay or waive my insurance deductible on a storm claim?

No, and any contractor who offers to is breaking Colorado law. Under Colorado's residential roofing statute, Senate Bill 38 (codified at C.R.S. 6-22-101 through 6-22-105), a roofing contractor cannot pay, waive, rebate, or discount your insurance deductible on a property-insurance claim. We give you an honest estimate and manage the claim correctly, but the deductible remains your responsibility, exactly as the statute requires. A roofer who promises to make your deductible disappear is a warning sign, not a good deal.

What consumer protections does Colorado law give me when I sign a storm-damage roofing contract?

Colorado's residential roofing law requires a written contract and gives you specific rights as the homeowner. You may cancel the contract within 72 hours after your insurer notifies you that the claim has been denied in whole or in part, under C.R.S. 6-22-104, and the contractor must hold any payment you make in trust until roofing materials are delivered or most of the work is complete. These rules exist to protect homeowners from out-of-town storm-chasing crews, and we follow them on every job.

What is the difference between hail damage and wind damage, and does it matter for the repair?

It matters a great deal, for both the repair scope and the insurance claim. Hail damage usually shows up as bruised or fractured shingles, dented metal, and granule loss that exposes the asphalt mat, which shortens a roof's life even when there is no active leak yet. Wind damage tends to lift, crease, or tear shingles and can peel back flashing, creating an immediate entry point for water. A proper inspection separates the two so the repair addresses what actually happened on your roof. For business owners, the same storm often calls for a different plan, which is why we handle commercial roofing in Northern Colorado on its own track. If your roof is simply aging and was not storm-damaged, a rejuvenation treatment like Roof Maxx roof rejuvenation may add years of life instead of a full replacement.

Can you tarp my roof right away after a storm, and what should I do first?

Yes. Emergency tarping is often the first step, because a temporary cover stops wind-driven rain and snowmelt from reaching your insulation, drywall, and belongings while the claim and the permanent repair are scheduled. Right after a storm, stay off the roof, move valuables away from any active drips, and photograph the damage from the ground where it is safe to do so. Then contact our team so we can get a tarp in place and begin a full inspection. We provide the same emergency response across Weld County, including storm damage roof repair in Evans.